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The Frugalista Files: How One Woman Got Out of Debt Without Giving Up the Fabulous Life ReviewMiami Herald reporter Natalie McNeal was enjoying the lifestyle of the young and hip when she realized that she was [...] in debt. To make matters worse, she had no idea how she got there. Her mani/pedis, regular take outs and shopping sprees ballooned her credit card balance, and Natalie had nothing tangible to show for it.Desperate to make a change, Natalie confessed to be a "spending slut" and began a blog titled The Frugalista Files to chronicle her journey out of debt. Initially, she committed to a month of no spending. Before long, she had a following and a month-long experiment evolved into a new lifestyle and an occupation.
The Frugalista Files is written in a diary format, with Natalie's shrinking debt balance preceding each chapter, or month. Natalie does not preach complete abstinence from spending, but rather a fashionable lifestyle on a budget. For example, she took to styling her own hair, while still visiting a salon for more complicated treatments. She attended social events, but often limited herself to one drink to save money and to prevent alcohol-induced food binges.
Living frugally is all the rage these days, and new books on the topic are popping up all the time. While I appreciated Natalie's message, her book lacked in substance and offered little guidance to someone wanting to follow her example.
Although I expected informal writing due to the diary format, the abundance of exclamation marks, LOLs and other cutesy remarks was distracting. In addition, while The Frugalista Files is touted as "your ultimate guide to living the Frugalista lifestlye", it should not be mistaken for a how-to book. In reality, the frugal tips that Natalie does provide are few and far between, and will be common sense for most readers.The Frugalista Files: How One Woman Got Out of Debt Without Giving Up the Fabulous Life OverviewNatalie McNeal opened her bills in January 2008 to find that she was a staggering five figures-$20,000!-in debt. Young, hip and gainfully (if Dilbert-ly) employed, Natalie loved her lifestyle of regular mani/pedis, daily takeout and nights on the town, but clearly something had to give.And so The Frugalista Files was born. Through her blog, Natalie confessed her spending habits to the world-and it turns out she wasn't the only one having trouble balancing the budget! From the drastic "no-buy" month that kicked it all off to the career gamble that threatened to put her deeper in the hole, The Frugalista Files shares Natalie's personal and professional transformation from cubicle rat to take-charge career girl.It is possible to get ahead without giving up on the fabulous life. This is personal finance in peep-toe pumps-the empowering true story of one woman's personal and professional transformation and your ultimate guide to living the Frugalista lifestyle, too.
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